Why it pays to work with Certificate Clearing Corporation


Yes, you can file directly with the official claims administrator. But for more peace of mind and instant cash options, many busy business owners prefer to work with CCC. Here's why:


1. Instant cash options. Getting paid in class action settlements takes an excruciatingly long time — and we expect administration of this settlement to be especially tortuous. But when working with CCC there’s no need to wait. With sufficient information, we’re prepared to make an offer to purchase your possible claim right now.


2. An advocate in your corner. If you think the administrator’s records undervalue your actual fees paid, we can assist in gathering any additional documentation and data to prove your case, and work directly with the administrator to ensure you receive all you’re due.


3. We'll locate your claim number. Twenty percent of the U.S. population moves each year and roughly 65% of all businesses close before the 10th year — so quite often, class action notices do not reach the harmed class members. If you do not get a notice, we can help. 


4. Less fuss, more confidence. A simple claim in this case could get complex, especially if you dispute the administrator's records or if you closed or sold your business. We’re here to navigate the challenges for you and get you filed accurately and easily.


5. Informed estimates. The settlement website should reveal your interchange fees paid during the class period, but that's not what your final award will be. Our deep experience and analytic tools enable us to provide an estimate of what you should expect to receive, assuming a conservative 100% redemption rate.


6. Experts on call. CCC’s seasoned, friendly people know the case inside-out and can explain it in a way that makes sense. Call 312-204-6969 or email info@certificateclearing.com for quick response and well-informed answers.


7. Full transparency. Log in to your CCC client account to review details of your filing (once it is submitted) and see your progress every step of the way on through to final payment.

About the Payment Card Interchange Fee Settlement

The long-running Visa/Mastercard (V/M) litigation officially known as the “Payment Card/Interchange Fee & Merchant Discount Antitrust Litigation (MDL. No. 1720)” has finally settled — and whether you're a current or former business owner, it could represent a windfall opportunity.

What it's about
This historic antitrust settlement will compensate a vast range of U.S. merchants that have paid interchange fees on payment card transactions. The case alleges that Visa and Mastercard colluded to overcharge interchange fees from some 16 million businesses from 2004-2019. Eligible class members who submit approved claims will be eligible for a slice of the $5.4 billion pie. 

How to take advantage
The claim filing window opens in December, 2023, with claim notices being sent to 18 million class members. We're here to arrange for a precise and timely claim on your behalf, and even monetize your pending claim for immediate cash. Just start with our online monetization calculator on this site, or contact us for help.

Answers to your key questions
See answers to your most-asked questions on our FAQ page. For comprehensive details, be sure to check out the FAQ on the administrator’s website at paymentcardsettlement.com, and note that you can independently file a claim for your business when claim forms become available.

Have questions?
We're happy to help. Send a note to info@certificateclearing.com, or call 312-204-6969.
Case Name
Payment Card Interchange Fee and Merchant Discount Antitrust Litigation (MDL No. 1720)
Settlement Fund
$5.54 Billion
Class and class period
Any company that accepted Visa and Mastercard branded cards as a form of payment between January 1, 2004, through January 25, 2019
Claim Filing Deadline
August 30, 2024
Payment Card Settlement Disclaimer
Claim forms are being delivered and are available online beginning December 1, 2023. Class members need not sign up for a third-party service in order to participate in any monetary relief. No-cost assistance is available from the Class Administrator and Class Counsel during the claims-filing period. See more information at the Court-approved website:www.paymentcardsettlement.com
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