Yes, you can file directly with the official claims administrator. But for more peace of mind and instant cash options, many busy business owners prefer to work with CCC. Here's why:

1. Instant cash options. Getting paid in class action settlements takes an excruciatingly long time — and we expect administration of this settlement to be especially tortuous. But when working with CCC there’s no need to wait. With sufficient information, we’re prepared to make an offer to purchase your possible claim right now.

2. An advocate in your corner. If you think the administrator’s records undervalue your actual fees paid, we can assist in gathering any additional documentation and data to prove your case, and work directly with the administrator to ensure you receive all you’re due.

3. We'll locate your claim number. Twenty percent of the U.S. population moves each year and roughly 65% of all businesses close before the 10th year — so quite often, class action notices do not reach the harmed class members. If you do not get a notice, we can help. 

4. Less fuss, more confidence. A simple claim in this case could get complex, especially if you dispute the administrator's records or if you closed or sold your business. We’re here to navigate the challenges for you and get you filed accurately and easily.

5. Informed estimates. The settlement website should reveal your interchange fees paid during the class period, but that's not what your final award will be. Our deep experience and analytic tools enable us to provide an estimate of what you should expect to receive, assuming a conservative 100% redemption rate.

6. Experts on call. CCC’s seasoned, friendly people know the case inside-out and can explain it in a way that makes sense. Call 312-204-6969 or email info@certificateclearing.com for quick response and well-informed answers.

7. Full transparency. Log in to your CCC client account to review details of your filing (once it is submitted) and see your progress every step of the way on through to final payment.